Privacy Policy
Thank you for visiting the College Hill Arsenal website.
Protecting consumer privacy is very important to us. Our Online Privacy
Statement is available to inform you about our collection and use of
personal information so that you can make informed choices about how
your own information is collected and used. This Online Privacy
Statement reflects the College Hill Arsenal policies covering personal
information collected at this website on or after the effective date
shown above.
We believe that information used responsibly benefits consumers and the
economy, whether it is information we house on behalf of consumers
conducting transactions or information we collect on behalf of our
business clients. For example, we use consumer information every day to
ensure fast and accurate processing of hundreds of thousands of money
transfers. In addition, College Hill Arsenal strives to better serve our
customers by offering goods and services that we believe fit their
needs and interests. When identifying an opportunity, College Hill
Arsenal may use consumer information it has collected in an effort to
identify consumers who may be interested in that opportunity. For more
than few years, consumers and businesses have relied on College Hill
Arsenal for safe and reliable service. The relationships we have
developed through the years have been established based on mutual trust.
Each day we and employees and agents strive to reinforce our commitment
to our clients and consumers. Central to that commitment is ensuring
that we abide by a set of privacy policies, which are outlined below.
These policies guide us in the collection and use of information as well
as employee responsibilities in protecting your privacy. We use
personal information about consumers only in a manner consistent with
these policies.
COLLECTION OF INFORMATION
College Hill Arsenal collects personal information in order to offer or
provide goods and services to consumers and our customers. We may obtain
this information from a variety of sources:
· Directly from customer applications, questionnaires and other materials submitted to us by customers;
· From transactions in which College Hill Arsenal and consumers are involved;
· From clickthru activity on our web sites; and
· From a variety of third-party sources, such as our business
customers, government repositories, consumer reporting agencies and
other financial institutions.
DISCLOSURE OF INFORMATION
College Hill Arsenal does not disclose customer information to third
parties without first giving customers an opportunity to opt-out of
certain kinds of disclosures. There are some disclosures to third
parties that are not subject to the opt-out, such as disclosures
necessary to effect, administer or enforce a transaction requested by
you, to companies that perform services for us or to prevent fraud.
Finally, College Hill Arsenal may disclose information about former
customers to third parties and companies with which College Hill Arsenal
is affiliated, as well as unaffiliated third parties. Those disclosures
may consist of the following:
· Financial background information describing a customer's financial status;
· Identification information, such as name and address data;
· Transaction information, such as account activity, debit activity or credit activity; and
· Other information relating to financial matters.
RECIPIENTS OF INFORMATION
College Hill Arsenal may disclose consumer information to companies
affiliated with College Hill Arsenal and to companies or other parties
not affiliated with College Hill Arsenal
(subject to consumers' opt-out rights)
These recipients include:
· Financial institutions, such as banks, credit card companies and brokerage houses;
· Companies that process transactions or provide other services for us;
· Government agencies; and
· In addition, under United States law College Hill Arsenal is
permitted to disclose customer information to certain recipients, like
credit reporting.
WE ARE COMMITTED TO PROTECTING THE CONFIDENTIALITY OF PERSONAL CONSUMER INFORMATION.
College Hill Arsenal limits access to personal information to those
employees of College Hill Arsenal and its affiliates who need it to
fulfill their business responsibilities.
Employees must adhere to College Hill Arsenal privacy policies.
Employees violating these policies may be subject to disciplinary
action, up to and including dismissal.
Vendors and other outside contractors we engage are subject to our
contractual requirements to ensure that sensitive personal information
is safeguarded.
WE USE APPROPRIATE SECURITY SAFEGUARDS.
At College Hill Arsenal, security is a priority. We employ appropriate
measures to protect consumer information against unauthorized access,
disclosure, alteration or destruction. These may include, among others,
encryption, physical access security and other appropriate technologies.
College Hill Arsenal continually reviews and enhances its security
systems, as necessary.
WE MAINTAIN PROCEDURES TO ASSURE THE QUALITY OF INFORMATION WE
COLLECT AND WHERE APPLICABLE, WE WILL INFORM CONSUMERS ABOUT HOW THEY
CAN ACCESS THEIR PERSONAL INFORMATION AND MAKE CORRECTIONS, IF
NECESSARY.
College Hill Arsenal employs appropriate measures to assure the quality
of information we collect directly from consumers. Where College Hill
Arsenal collects information directly from consumers or sources other
than our business customers, we permit them, if possible, to dispute or
correct any erroneous or out-of-date personally identifiable
information. Of course, this correction would not be possible if the
information is proprietary to one of our business customers, reflects
historical transaction information or if correction would violate the
privacy or legal rights of a third party. Where applicable, we abide by
laws related to such information. You can correct factual errors in your
personally identifiable information by sending us a written request
that credibly shows error. We reserve the right to independently verify
claims made. To protect your privacy and security, we also will take
reasonable steps to verify your identity before making corrections. We
reserve the right to assess a service charge for providing you any
information in connection with your request.
THE College Hill Arsenal WEBSITE IS NOT DIRECTED AT CHILDREN UNDER THE AGE OF 13.
Our website is not directed at children under the age of 13 and College
Hill Arsenal does not collect or maintain information at our website
from those we actually know are under the age of 13.
WEBSITE MAY BE LINKED TO OTHER WEBSITES
College Hill Arsenal may create links to third party websites. College
Hill Arsenal is not responsible for the content or privacy practices
employed by websites that are linked from our website.
OPT OUT RIGHT
College Hill Arsenal may disclose consumer information to third parties
as described earlier in this notice. Many of these disclosures are
beneficial to consumers because they permit goods and services of
interest to consumers to be offered to consumers at attractive rates. We
strive to give consumers choices about how their data will be used. You
have the right to opt-out of (direct us not to make) these disclosures
when the consumer information is about you. Of course, there are some
disclosures to third parties that are not subject to the opt-out, such
as disclosures necessary to effect, administer or enforce a transaction
requested by you, to companies that perform services for us or to
prevent fraud. When you use this service, you will be asked whether you
wish to opt out. If you wish to opt out, simply check the appropriate
box and submit your choice.
If you have any questions or indeed comments about our Online Privacy
Statement,or for some reason believe we have not adhered to our
statement, please contact:
We may alter this statement as needed for certain products and services
and to abide by local laws or regulations around the world. College Hill
Arsenal reserves the right to amend or modify this statement from time
to time. We urge you to review this statement whenever you visit in
order to obtain the most current statement. You may change your choices
at any time.